From This Collection

Refinance?

Jan 29, 2008
Question: I purchased my house three years ago with a 5-year ARM and a second mortgage to cover the down payment. My credit was (and is) good, and...

Too Much Debt

Jan 28, 2008
Question: I'm ashamed to say that I am one of those Americans who have used credit cards to make ends meet. Mostly they've been used for moving...

IRS Email

Jan 25, 2008
Question: This e-mail appeared in my in-box and I want to verify whether or not it's legitimate. The language seems off and I don't know any reason...

The Market Fall-Out

Jan 24, 2008
Question: Help! I retired a couple years ago and the market was going up. Now it's going down, down, and more down. How do I stabilize my savings...

Refinancing Mortgage

Jan 23, 2008
Question: Hi, I have an ARM which is just adjusted to 5.75% (and it'll increase to 8.5% next December). I owe $120,000 on this. I have a 2nd...

Market turmoil and 403(B) Contributions

Jan 22, 2008
Question: I am thinking of increasing my 403(b) contributions to lessen my tax obligations. However, I am concerned about increasing my...

For public good, not for profit.

Payoff Mortgage Early?

Jan 18, 2008
Question: I plan to retire most likely sometime next year. I have a 30 year fixed at about 6.5%. I'm 5 years into the payments. If I have the...

Kids and Investing

Jan 18, 2008
Question: I started savings accounts for all three of my kids after they were born, putting a small amount of money from my paycheck into their...

Taxes and the Ex-dividend Date

Jan 16, 2008
Question: When selling a stock or bond mutual fund, is it better to: Wait a few days to the Ex-Dividend date, receive the dividend and sell at the...