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Fund Roth or target debt
Sep 29, 2011
Question: I'm in the middle of a debate with myself as to whether my wife and I should continue to aggressively pay off a variable 4.5% HELOC or if...
Moving for better schools
Sep 28, 2011
Question: I am 62 years old and have very little retirement saving, totaling $65,000. I have two (10 and 8 years old) kids and three adults. The...
An expensive private student loan
Sep 27, 2011
Question: My husband has a consolidated private student loan of $47,000. Our interest rate is 9% which seems really high for this market. We pay a...
Smoothing out income
Sep 26, 2011
Question: I just started a job as a professor. I have a 9 month salary. I know many institutions divide a nine-month salary into twelve paychecks,...
Should I know the "score"?
Sep 23, 2011
Question: Do I need to know my credit score? I check my credit report at least once year. I don't currently have any debt. I don't foresee buying a...
Refinance or embrace a shorter mortgage
Sep 22, 2011
Question: We're a family of 3, and I'm about 40yrs old. We are considering a refinance of our house to get a better rate. We're fine financially -...
Refinance or pay off mortgage
Sep 21, 2011
Question: My wife and I own a home that is currently worth at least 350 to 375 thousand. We have refinanced several times over the 40 years we have...
For public good, not for profit.
A Roth and a fee
Sep 20, 2011
Question: I am a full time student and have a small Roth IRA. I had no plans to withdraw any money before retirement until I received a...
Go ahead: Shop for the best loan
Sep 19, 2011
Question: I was recently pre-approved for a mortgage loan, but was outbid on the home. I then applied to three companies to get comparative quotes...
A good return on investment
Sep 16, 2011
Question: Hello -- My wife and I together have ~$330,000 in student loans from professional school. I have $2,000.00 every month to save / invest /...