From This Collection

Refinancing and student loans

Aug 30, 2011
Question: My wife and I are planning to refinance to take advantage of today's low rates. We were pleased to see that our home appraised for more...

What's the money for?

Aug 29, 2011
Question: I have CDs for both my sons that will mature at the beginning of Dec. 2011. They are now 21 and 17. The CDs are making virtually nothing...

IRAs and the first-time home buyer

Aug 26, 2011
Question: Other than the modest amount that can be taken out of a Roth IRA for a first home, and the tax credit, are there other tax-advantaged...

An offer to cut our mortgage rate

Aug 25, 2011
Question: Yesterday we received, in a UPS Express envelope, an offer from the holder of our mortgage, Chase, to lower our mortgage rate by over 1% ...

A stipend and a Roth

Aug 24, 2011
Question: I am a 26-year-old PhD student in Chemical Engineering. I have no debt, and I receive a stipend from a fellowship. I save about $800...

Savings and the job market

Aug 23, 2011
Question: I recently graduated and started my first job. I paid for my own school and have no debt. I have a good job and I am maxing out my...

Credit score and a co-signed loan

Aug 22, 2011
Question: I've just co-signed for a federal student loan for my goddaughter in the amount of 13K. She's going to school overseas and to get a...

For public good, not for profit.

Borrow to own stocks?

Aug 19, 2011
Question: Facts: I have a stable job. My only debt is school debt that costs me approximately $200 per month. After expenses each month I am able...

Savings vs. student loans

Aug 18, 2011
Question: I am 25 years old and am debating paying down my student loan or saving the money for a larger emergency fund. Currently I have 18k in...

Diversify or accelerate mortgage payments?

Aug 17, 2011
Question: I'm 54 years old and have 25 years left on my mortgage. If I re-fi at a lower rate and drop to 15 years, my payment is the same. I also...