Annual credit card fee of $60

Apr 20, 2010
Question: Last week, I received a notice from a credit card company informing me that they were going to start assessing a $60 annual fee on my...

Online savings

Jan 15, 2010
Question: Responding to "@78 yrs of age, ...best place to put a mortgage payout beside the coffee can in the garden." [That part was a joke.] I am...

Banks vs. credit unions

Jan 8, 2010
Question: I was looking into opening a new checking and savings account. I noticed that Credit Unions offer better Interest Rates and Lower fees...

Online broker and safety

Jan 4, 2010
Question: You give great advice, Chris. Is it safe to open a Roth IRA with a well-known online broker? I need to put my money to work following a...

A HELOC?

Nov 23, 2009
Question: I recently paid off my mortgage ($55,000) and consulted with my local bank about how to best invest discretionary funds now that mortgage...

Cash in college savings

Nov 18, 2009
Question: Our oldest son is a junior in high school. We had been saving for college in a mutual fund. When the downturn hit last fall, we stopped...

Low risk and high yield?

Nov 5, 2009
Question: Over the past year I have saved about $3,500, stashing it in online savings accounts that are yielding lower and lower interest rates. My...

For public good, not for profit.

Closed credit card account

Oct 5, 2009
Question: I just received a notice from HSBC, one of two of my credit card companies, that they were going to increase my interest rate - again! ...

Taylor Bean and Whitaker

Sep 30, 2009
Question: My mortgage is through Taylor Bean and Whitaker which has just been implicated in a fraud scandal, (which made headlines in August.) When...

Get rid of escrow

Sep 28, 2009
Question: My husband and I refinanced last year and since then our mortgage has been sold twice. We have always paid in a timely manner and we have...