Stories Tagged as
Credit reporting
Protecting your identity: the difference between a credit lock and a credit freeze
by
Janet Nguyen
Sep 24, 2018
The three major credit agencies now allow you to freeze your credit for free.
FICO’s grip on mortgage credit scores challenged
Mar 14, 2018
Mortgage finance giants Fannie Mae and Freddie Mac consider one credit score when determining the creditworthiness of mortgage applicants: FICO. Some members of Congress want to change that by adding a provision to a bank deregulation bill that would require Fannie and Freddie to also look at applicants’ VantageScore. The company that calculates VantageScores is […]
Sunshine is the best disinfectant
Feb 16, 2012
The Consumer Financial Protection Bureau is proposing that it examine the business of large debt collectors and to closely watch the major credit reporting bureaus. The focus would be on the larger firms. It's a good move.