Who will benefit from the reduced cost of FHA loans?

Feb 27, 2023
The Biden administration is lowering rates on the mortgage insurance people have to pay when they take out a loan backed by the Federal Housing Administration.
The lowered insurance premium could mean savings of between $600 to $1,000 a year, depending on the size of your loan.
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Condo loan qualifications loosened as FHA eases crisis-era restrictions

Aug 22, 2019
The Federal Housing Administration restricted those loans during the 2008 financial crisis.
A "For Sale" sign in the front yard of a D.C. home.
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Getting cash out of your home is about to get harder if you have an FHA mortgage

Aug 1, 2019
A growing number of homeowners have been refinancing and pocketing the increase in their homes' values.
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FHA tightens standards on insuring home loans

Mar 25, 2019
The Federal Housing Administration is growing concerned that lenders are allowing some first-time home buyers to take on too much risk. Earlier this month, the FHA told lenders that it will flag more loans as high risk, and raise the hurdle some borrowers must jump for FHA-backed loans. Click the audio player above to hear […]
The reflection of blue skies and palm trees are seen in the window of a Countrywide banking and home loans location offering reverse mortgages in Sun City, Arizona.
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Jumbo mortgages bigger piece of the housing pie

Aug 10, 2016
Jumbo mortgages constitute a growing share of mortgage lending by big banks, which may disadvantage people of color in the housing market.
A bicyclist rides by a row of homes in San Francisco, California.
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Why some families won't be able to buy as big a house next year

Jan 1, 2013
The ceiling on FHA loans in high-cost areas will fall by about $100,000.

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