Term isn't for life

Jan 24, 2012
My husband and I have had term life insurance since we married. Now that our children are on their own, I'm considering canceling my life insurance. Is this "penny wise and pound foolish"? We no longer depend on my income to pay bills. What other reasons are there for keeping term life insurance? Jane, Shorewood, WI

Investing in a health savings account

Dec 20, 2011
For 2012, I'm switching to a high-deductible health plan and will enroll in the associated health savings account. What investment strategy do you recommend? Cash, bonds or total market? Ken, Portland, OR

Time for life insurance

Nov 7, 2011
Question: I'm 38, my wife is 33. Our only debt currently is a $350/month car payment and $120/month student loan payment. We currently rent but are...

Family budgets slashed by health care costs

Sep 8, 2011
We know healthcare is increasingly expensive. Still, I always find the numbers stunning. For instance, from 1999 through 2009 U.S. spending on...

Lowering the auto insurance tab

Jun 13, 2011
Question: What's the best way to keep my auto insurance premium down? Is it better to take off liability and just go with collision, increase the...

Life insurance for all?

Apr 7, 2011
Question: I just got done reading an article about getting your life financially fit. One of their main points is that everyone needs life...

A baby makes three

Mar 25, 2011
Question: My wife and I (30 and 33 yrs old) are expecting our first child this week, and we are trying to determine the best way to organize our...

For public good, not for profit.

MID-DAY UPDATE: Bernanke testifies before Congress,

Mar 1, 2011
Federal Reserve Chairman Ben Bernanke is delivering his semi-annual testimony on the state of the U.S. economy to the Senate Banking Committee...

Is it worth paying more for a high rating?

Feb 18, 2011
Question: We received quotes for 20-year level term life insurance ($1 million) and found that there is a $600 annual difference between the...