Letters

Personal finance journalist and author Carmen Wong Ulrich answers listeners' questions about building credit history as a stay-at-home parent, whether buying life insurance at a young age is a good idea and where to invest a $10,000 graduation gift.

Certified financial planner Louis Barajas talks taxes and immigration with callers who have questions about filing their returns this year.

Guest host David Lazarus answers listeners' personal finance questions including advice on what to do when a elderly relative racks up big debt late in life and whether voluntarily lowering one's credit limit can negatively affect one's credit rating.

What should you do when your refinance request was approved, but then delayed? What are the risks of refinancing with a smaller banking institution? L.A. Times consumer columnist David Lazarus and Redfin's Glenn Kelman tackle your housing questions.

Jill Schlesinger, editor-at-large of CBS Money Watch, answers listeners' personal finance questions including how to create a college savings account for children who aren't yours, what to do when you've maxed out your IRA contributions and how to get the courage to get back into the stock market following the fiscal cliff.

Bob and Kristy Walker, co-authors of a personal finance textbook, answer listeners' questions about money -- including how to create a budget on a fluctuating income, how to make ends meet when an unexpected tax bill comes your way and how you can build an emergency fund even with unsteady employment.

How can you build credit if you've just moved to the U.S. from abroad? What resources are out there to help with student loans? Author and journalist Carmen Wong Ulrich tackles these questions and more.

How do you know when it's time to retire? How much do you need to retire? These are some of the questions you asked... we've got answers in our weekly letters segment.

After our interview about a library containing only e-books and e-readers, a listener tells us her thoughts.

Glenn Kelman, CEO of real estate website Redfin, answers listeners questions about short sales, home renovations and what to do when your family outgrows its house.