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Mortgage refinance

It can be harder for seniors to get mortgages, research shows

by Samantha Fields
Feb 15, 2023
Many older people have lower incomes and less time to pay off loans than younger counterparts, making lenders hesitant.
Older homeowners may be denied refinancings or new mortgages because of high debt-to-income ratios or other financial factors, according to Linna Zhu at the Urban Institute.
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The Fed's interest rate hike is already reducing demand for mortgages

by Justin Ho
Apr 7, 2022
Getting demand to soften is the point because that's expected to help tame inflation.
Applications for home mortgages and loan refinancings are slowing down. Will inflation follow the trend?
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Unemployed and unable to refinance

by Samantha Fields
Oct 15, 2021
With mortgage rates around 3%, many of those who might benefit the most from refinancing and reducing their monthly payments aren’t able to.
courtneyk via Getty Images
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The rise of the refi

by David Weinberg
Oct 11, 2013
Americans used to believe that when you retired, your house should be paid off. That was, of course, before the refinancing boom.
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Personal finance reference guide

Advice on applying for a re-fi or loan modification

by Marketplace Contributor
Feb 1, 2013
Straight talk from a banker on what makes an application for a re-fi or a loan modification stand out in the eyes of a bank.
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U.S. may expand mortgage refinance program

by Jeff Horwich
Dec 26, 2012
The Wall Street Journal is reporting that the Obama administration is eying new relief for underwater homeowners. Who stands to gain from the program?
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Ask Money

Letters: Refinancing an underwater condo

by Tess Vigeland and Paddy Hirsch
Jun 15, 2012
Host Tess Vigeland is joined by Sr. Producer Paddy Hirsch and the L.A. Times' David Lazarus to discuss reader concerns and talk to listeners.
While people may have sweet moments with their dad, apparently there's not enough of them, because people spend $5 billion less on their dad on Father's Day than they do for mom on Mother's Day.
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Why cash may be king -- for now

by Chris Farrell
Jun 6, 2012
I have $30,000 and want to know where best to put it. Ultimately, I want to put it away for my three boys' futures. I want it to make something, however slowly, without risk. But, 0.4 percent? Is that really the best I can do? Joanna, Hammond, IN
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