Stories Tagged as
Mortgage
With many homebuyers priced out, builders try to sweeten the deal
Oct 25, 2023
A lot of homebuilders are working with lenders to offer lower mortgage rates — or they're offering other incentives like money towards closing costs.
Higher interest rates have mortgages and commercial real estate loans in the dumps
Oct 9, 2023
And yet banks are loaning out more money than a year ago.
"Date the rate, marry the house": The lure of refinancing when buying a home
by
Matt Levin
Aug 22, 2023
Mortgage rates are still high, but some real estate agents have been citing an old refrain: "You can always refinance." Except, others say, when you can't
Mortgage demand is up, but lenders are more cautious
by
Justin Ho
Jun 14, 2023
Mortgage applications rose last week, thanks in part to a dip in mortgage rates, according to a new report. But credit availability has been falling.
As stocks flag and home prices dip, consumers spend less, spend different
by
Matt Levin
Sep 27, 2022
It's called the wealth effect: Household spending decisions tend to be influenced by the ups and downs of asset prices.
Many Chinese homebuyers are paying mortgages on homes they may never live in
by
Jennifer Pak
Sep 14, 2022
With real estate firms in financial distress, thousands of people are left with unfinished condos. Some are trying to fight back.
Rising interest rates increase the appeal — and the risk — of ARMs
by
Justin Ho
May 24, 2022
More homebuyers are applying for adjustable-rate mortgages, which often come with a lower initial monthly payment. But borrowers could end up paying more in the long run.
For public good, not for profit.
How has your credit score affected you?
by
Daniel Shin
Feb 21, 2022
"Marketplace Tech" is exploring the credit score system and its algorithm. And we want to hear from you!
Unemployed and unable to refinance
Oct 15, 2021
With mortgage rates around 3%, many of those who might benefit the most from refinancing and reducing their monthly payments aren’t able to.
Climate change is going to make buying a home even more expensive
by
Andy Uhler
Sep 28, 2021
A report from the Mortgage Bankers Association says environmental risk will likely lead to higher insurance premiums and loan interest rates.