Personal Finance

Is gifting a retirement account a good idea? Not always, says CBS News business analyst Jill Schlesinger, who answers listeners questions about retirement this week.

A social scientist at the University of Chicago shows that the only investment advice you need to know can all fit in the palm of your hand.

What resources are available for first-time home buyers? Is there a way to time the market right to take advantage of low mortgage rates? How can you know if you earn enough income to qualify for a refi? Personal finance expert Louis Barajas answers listeners' questions about home ownership. Plus, learn about 10 home buying mistakes you should avoid.

Economist Diane Lim offers callers advice about family loans, inheritance, and helping your parents deal with their finances.

One of the most difficult financial realities to face is the decision to delay having a family for people who want children. A pair of listeners share how they talk with their partners about the cost of children -- and the choice to put off parenthood.

Listeners share their families' advice about money.

A survey issued by Credit Karma, a personal finance company, found that 72 percent of Americans would rather keep their current debt than gain 25 pounds and be completely debt free.

Since 2011, the Consumer Financial Protection Bureau has been collecting consumer complaints and helping people resolve their disputes with companies. Richard Cordray, the newly confirmed CFPB director, talks about using his organization as a resource.