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Refinancing

"Date the rate, marry the house": The lure of refinancing when buying a home

by Matt Levin
Aug 22, 2023
Mortgage rates are still high, but some real estate agents have been citing an old refrain: "You can always refinance." Except, others say, when you can't
Even if mortgages get cheaper, so might homes, which would complicate refinancing, said Sacramento real estate agent Erin Stumpf.
Andrew Caballero-Reynolds/AFP via Getty Images
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After hitting record lows, mortgage rates are rising again

by Amanda Peacher
Jan 19, 2022
So far, that hasn't had a chilling effect on applications.
Though mortgage rates are increasing, mortgage applications are also up as homebuyers hope to avoid further rate hikes.
Joe Raedle/Getty Images
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Could home equity lines of credit come back in 2022?

by Amy Scott
Dec 6, 2021
After a pause, HELOCs could regain popularity if mortgage interest rates rise.
If interest rates creep up in the coming year, homeowners may turn from refinancing to HELOCs.
Joe Raedle via Getty Images
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Unemployed and unable to refinance

by Samantha Fields
Oct 15, 2021
With mortgage rates around 3%, many of those who might benefit the most from refinancing and reducing their monthly payments aren’t able to.
courtneyk via Getty Images
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Homeowners are building wealth at record rates without doing a thing

by Amy Scott
Sep 8, 2021
Rising values have given homeowners a lot more equity, which they can tap for cash. They gained $1 trillion in the second quarter.
A residential development and golf course in Las Vegas. U.S. homeowners cashed in $63 billion in equity during the second quarter, according to data firm Black Knight.
Patrick T. Fallon/AFP via Getty Images
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The refinancing boom could be slowing down ... for now

by Justin Ho
Mar 22, 2021
Many people may have already locked in ultra-low mortgage rates over the past year.
Frederic J. Brown/AFP/Getty Images
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Refinancing a mortgage just got more expensive

by Amy Scott
Dec 4, 2020
A new "adverse market fee" kicked in this week, despite declining interest rates.
Frederic J. Brown/AFP/Getty Images
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Millions of homeowners could still save by refinancing

by Amy Scott
Sep 4, 2020
The hassle isn't the only thing stopping them.
A residential neighborhood in Las Vegas. Nearly 18 million people could refinance their mortgages at lower rates, a mortgage data firm estimates.
Ethan Miller/Getty Images
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Upcoming fee has some homeowners rethinking refinancing

by Amy Scott
Aug 17, 2020
The Fannie Mae and Freddie Mac-backed "adverse market fee" drops on Sept. 1.
Getty Images / Marketplace
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Low mortgage rates spur many to refinance

by Justin Ho
Jul 17, 2020
Mortgage finance company Freddie Mac says rates on 30-year fixed mortgages fell below 3% for the first time in 50 years.
Mortgage finance company Freddie Mac says rates on 30-year fixed mortgages fell below 3% this week. For some people, that's a chance to refinance.
Win McNamee/Getty Images
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