Student loan

It is time for potential graduate students to hear back from schools. I was accepted to two top-rate, out-of-state schools and will likely get into an unranked in-state school. I compared the cost of out-of-state schools to the in-state school; the difference (over the 10-year repayment period) exceeds $55,000! All graduates have to pass a standardized national exam to be licensed, and all graduates in my field are employed. Is the difference in quality and reputation worth the extra debt? Will my starting salary be affected, and how important is that over the course of my career? Jordan, Raleigh, NC