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Banks in Turmoil

Could commercial real estate be the next shoe to drop at regional banks?

by Matt Levin
Mar 27, 2023
Analysts say there's no reason to panic, but the sinking values of commercial properties could make those banks' balance sheets look pretty bad.
"The banks have $270 billion of commercial real estate loans coming due this year," said Matt Anderson, a managing director at Trepp Inc.
Justin Sullivan/Getty Images
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Banks in Turmoil

Are bank supervisors, or bank rules, too lax?

by Kimberly Adams
Mar 20, 2023
Do banking rules need tightening? Do supervisors need better training and greater powers? The answer will influence what comes next.
Politicians and lobbyists are debating whether Silicon Valley Bank collapsed due to a regulatory or supervisory failure. Above, Sen. Charles Grassley confers with Sen. John Cornyn during a Finance Committee hearing.
Chip Somodevilla/Getty Images
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Silicon Valley Bank Collapse

Behind SVB's collapse were a whole lot of texts on messaging groups

by Kristin Schwab
Mar 17, 2023
Chatter among the bank's depositors on social media and texting groups may have exacerbated its demise.
Bank runs of the 1930s happened slowly, because we banked and communicated differently then.
Hulton Archive/Getty Images
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Banks in Turmoil

How freaked out are consumers these days?

by Matt Levin
Mar 17, 2023
Consumer sentiment isn't as gloomy as the failure of Silicon Valley Bank might lead you to expect.
According to a University of Michigan survey, consumer sentiment fell this month. But people seem to be more worried about their grocery bills and dwindling savings than about tremors in the financial system.
Mario Tama/Getty Images
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Silicon Valley Bank Collapse

Silicon Valley Bank's collapse reveals deeper flaws in the venture capital industry

by Kai Ryssdal and Livi Burdette
Mar 16, 2023
VCs have been among the loudest voices calling for government insurance amidst SVB’s collapse, after pulling their funds out of the struggling bank.
Prominent venture capitalists were quick to call for government insurance of all Silicon Valley Bank's deposits after its collapse Friday.
Michael Cohen/Getty Images
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Banks in Turmoil

Regional banks rush to reassure customers after SVB failure

by Savannah Maher
Mar 15, 2023
They're letting depositors know that their money is safe and highlighting differences between their banks and the ones that failed.
Above, people line up to try to retrieve funds at a Silicon Valley Bank branch on March 13. That anxiety has spilled over to customers who use other regional banks.
Justin Sullivan/Getty Images
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Banks in Turmoil

Financial meltdowns often spur changes to financial regulation. So where do we go from here?

by Stephanie Hughes
Mar 14, 2023
Regulators didn't catch Silicon Valley Bank before it failed. What can they do to catch others?
The Federal Reserve Board announced yesterday that it’s going to review what happened with the Silicon Valley Bank closure. Time will tell if more regulations will be placed upon larger banks like SVB and if banks themselves will take a closer look at their own risk committees.
Alex Wong/Getty Images
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Banks in Turmoil

Regulators designated SVB and Signature Bank as systemic risks. But are they really?

by Lily Jamali
Mar 13, 2023
The collapsed banks were granted a "systemic risk exception," which means the Federal Deposit Insurance Corp. can guarantee uninsured deposits.
Though Silicon Valley Bank had assets of $209 billion, some economists question whether its failure presented "systemic risk" to the banking system or the economy.
Noah Berger/AFP via Getty Images
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Silicon Valley Bank Collapse

Bank rules rollback contributed to SVB's failure, critics say

by Kimberly Adams
Mar 13, 2023
The rollback of Dodd-Frank reforms exempted many of the country's largest banks from stricter regulations put in place after 2008.
Customers line up to retrieve funds from a Silicon Valley Bank in Santa Clara, California, on Monday. President Joe Biden partially blamed the rollback of Dodd-Frank banking regulations for SVB's failure.
Justin Sullivan/Getty Images
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Silicon Valley Bank Collapse

Bank failures add another dose of anxiety to uncertain economy

by Mitchell Hartman
Mar 13, 2023
Viral terms like "bank run" do not help when we're already looking at high prices, rising interest rates and big layoffs in tech.
People line up outside a Silicon Valley Bank office in Santa Clara, California, on Monday. Worries were stoked by widespread news of bank failures, and some people received alarming emails from vendors associated with SVB.
Justin Sullivan/Getty Images
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