FEMA

The rules include up-front housing vouchers and broader access to flexible, critical-needs payments in the aftermath of a disaster.

Mobile homes are uniquely vulnerable when natural disasters hit, and face challenges when trying to get recovery money. Some in Colorado are still grappling with the effects of flooding in 2013.

The Federal Emergency Management Agency's disaster relief fund is likely to be in the red sometime next month.

In some counties, the rates for property owners have increased on average more than 600 percent.

Nationwide, only 4 in 100 homes are covered, a FEMA official says. Without it, victims are pretty much on their own.

The government also boosts funding for a FEMA program to help communities prepare for extreme heat and other climate-related disasters.

The Federal Emergency Management Agency's new strategic plan focuses on helping communities adapt to the changing climate.

It's bad news for federal officials who are trying to convince more homeowners that they need flood protection.

Those in areas prone to flooding are weighing whether it's better to stay in a home, or take a government buyout.

Matthew Eby, head of the First Street Foundation, wants to help homeowners protect themselves as climate change poses hazards to coastal properties.